Fraud Protection Archives - John Sileo, Cyber Security Training

Fraud protection called to testify: John Roberts’ credit info stolen

If you’re on the fence about the merits of fraud protection, just trust me: if it can happen to a Supreme Court Justice, it can happen to you.

At the very least, credit card fraud is more than a nuisance. It’s a major crime, and while the immediate effects may be a block to cash flow, it can strongly impact the way a cardholder is perceived, especially when that person has a reputation to uphold. As with other types of identity crime, many may assume the “sheer number” defense – the idea that there are so many targets out there that no hackers would waste their time on them. But if you’ve got a credit card, you’ve got something to lose. There’s no bounds to who can be hit by such an attack, whether it‘s a barista serving coffee or the member of the U.S. government on the other side of the counter.

Product Review: Deluxe High Security Checks offer banking security

Proper check fraud prevention is of the utmost importance, especially at a time when instances of data crime are on the rise. A line of checks from Deluxe aims to utilize technology to increase your financial security.

A big part of financial fraud comes from faulty or insecure checks, and companies need to take whatever measures they can to ensure their employees’ payments are kept safe. Deluxe is now offering a brand of High Security Checks with more than 20 features to keep information private by reducing the chance that they can be copied successfully.

Each individual check in this series comes equipped with several simple but high-tech elements. While some of these features can be found in standard checks, several are exclusive to the High Security brand. The check’s face alone contains both a foil hologram that is incapable of being reproduced and a thermally sensitive image designed to detect heat, not to mention a layered background image, which is more difficult to fake than a solid color. There is also a highly secure watermark that’s resistant to such efforts. Even the paper itself contains chemicals on the back that will respond to any tampering attempts.

Sileo Identity Theft Prevention & Online Privacy Checklist

Identity theft prevention is not a one-time solution. You must accumulate layers of privacy and security over time. The following identity theft prevention tips are among those I cover in one of my keynote speeches.

Review your Free Credit Report 3X per year at www.AnnualCreditReport.com.
Opt-Out of financial junk mail.
Stop Marketing Phone Calls at www.DoNotCall.gov.
Freeze Your Credit. State-by-state instructions at www.Sileo.com/2.
If you don’t want to use a credit freeze, place Fraud Alerts on your 3 credit files.
Use sophisticated Identity Monitoring software to detect theft before it’s disastrous.
Stop Sharing Identity (SSN, address, phone, credit card #s) unless necessary.
Protect Your Wallet or Purse. Watch this video.
Protect Your Computer and Online Identity. Privacy Means Profit
Protect your Laptop. Visit www.Sileo.com/laptop-anti-theft for details.
Bank Online: online bank statements, account alerts and bill-pay.