Fraud Report: SMiShing Identity Theft
Identity Theft Expert John Sileo’s Latest Fraud Report
Just as you wouldn’t want to give any personal identity information to someone via email, you want to use the same practices via text message. There is a new wave of fraud that tries to trick you with text messages appearing to be from your bank.
According to Wikipedia, SMiShing uses cell phone text messages to deliver the “bait” which entices you to divulge your personal information. The “hook” (the method used to actually “capture” your information) in the text message may be a web site URL, like it is in phishing schemes. However, it has become more common to received a texted phone number that connects to an automated voice response system. One version of this SMiShing message will look like this:
Notice – this is an automated message from (a local credit union), your ATM card has been suspended. To reactivate call urgent at 866-###-####.
