Fraud Training Expert John Sileo has appeared recently on 60 Minutes, Anderson Cooper, Fox Business, Fox & Friends and in Newsweek and USA Today. He speaks around the world on the dark art of deception (identity theft, social engineering, fraud detection, manipulation defense, data breach, social media privacy) and the powerful use of trust. His satisfied clients include the Pentagon, FDIC, Pfizer, FTC, Blue Cross, among hundreds of others. Learn more about protecting your bottom line by training your organization on proactive fraud detection. Watch John perform a humorous but effective fraud training in front of an audience of thousands.
Have you experienced that clutch of fear that makes your heart skip a beat when you all of a sudden discover your wallet is missing? Your first reaction might be a cuss word for carrying all that critical information in the first place. Your second is to try to slow your mind as it frantically scans for solutions. Knowing what to do if you lose vital information and knowing your rights if you become a victim of identity theft will save you time, money and a ton of stress.
A consumer survey conducted by the Federal Trade Commission reveals, in a new report, that many identity theft victims do not understand their rights. Following is a summary of what you should know if you become the unfortunate victim of identity theft.
None of us wants to be part of a scam that allows links to be forwarded as if from a friend, invading their privacy and endangering their sensitive information. It’s not always easy to avoid bad sites but by just being aware of the problem, you can become more adept. The following article is a summary of an original post By Rob Spiegel, E-Commerce Times.
In its on-going effort to mitigate spam activity, Facebook filed a lawsuit against a company that allegedly ran a “likejacking” operation. “We’re hopeful that this kind of pressure will deter large scale spammers and scammers,” said Facebook spokesperson Andrew Noyes. The state of Washington is also applying pressure, having mounted a similar lawsuit against the same company. Both suits were filed citing violation of the CAN-SPAM Act, which prohibits the sending of misleading electronic communications. Facebook and Washington state filed federal lawsuits on Thursday against Adscend Media for “clickjacking,” a form of spamming that fools users into visiting advertising sites and divulging personal information.
Carrying multiple personal devices is a pain and, yet, the fear of giving away critical company data is a nightmare.
For most of us, being connected equals being productive. However, this simple equation becomes complex when one has to juggle personal devices with those issued by our employers. Paramount in an employer’s mind is the protection of the company’s critical and confidential business data but they don’t want to alienate employees by being too restrictive on using their personal smartphones and tablets.
Recent research has found that nearly three out of four adults don’t protect their smartphones with security software and these same people often use their devices to access social media and websites that attract cybercrooks. Poorly-secured devices can be easily accessed by hackers who are becoming evermore sophisticated and ferocious.
Your national security depends on the job you do educating your children.
Here’s an alarming wakeup call: a task force led by former Secretary of State Condoleezza Rice and Joel Klein, former chancellor of New York’s school system has issued a stunning report. They warn that the nation’s security and economic prosperity are at risk if America’s schools don’t improve. The task force consists of 30 members with backgrounds in education and foreign affairs and was organized by the Council on Foreign Relations. As reported by the Associated Press, the report cautions that far too many schools fail to adequately prepare students and that “The dominant power of the 21st century will depend on human capital. The failure to produce that capital will undermine American security.” A shortage of skilled workers is expected to get worse as the current work force retires. The task force said the State Department and U.S. Intelligence agencies face critical shortfalls in the fields of foreign language, science, defense and aerospace. And so, it’s not a stretch to realize that no matter how diligent we are about educating people and businesses to protect their identities and information and to develop safe habits, the problem is ever so much more complex.
Holiday travel brings various levels of challenge and stress. Don’t let identity theft risk add to your anxiety.
Here are five tips to help you to avoid becoming a victim while on vacation:
1. Stop your mail and newspaper. Avoid letting un-invited credit invitations sit in your mail box. You can stop your mail by phone or online at usps.com. Also, ask a trusted neighbor to watch for package & parcel deliveries and to hang on to them until you return. If you receive a daily newspaper, put your subscription on hold. A pile of un-retrieved newspapers in your driveway is a “Welcome” sign to thieves.
2. Don’t advertise that you’re on vacation. Make sure if you are going to post vacation updates on your e-mail, on social networking websites, or on your voice mail greeting, that you post generically, no specifics. Put a few lights on timers so that your home doesn’t look unoccupied for the entire time you’re gone. Replace the front porch light bulb.
Healthcare data breaches are on the rise, 32% over last year. Though some may find this to be alarming, there is a school of thought that this is actually good news and that we are identifying breaches that perhaps went unnoticed in the past. However, the fact remains that breaches are on the rise, statistically, and many organizations fear they lack the infrastructure and budget to protect patient privacy.
The study found the reasons for growing data breaches in healthcare organizations to include:
employee mistakes and sloppiness
lost or stolen mobile computing devices
unintentional employee action
third-party error
On average, it is estimated that data breaches cost benchmarked organizations $2,243,700. This represents an increase of $183,526 from the 2010 study, despite healthcare organizations’ increased compliance with federal regulations. Respondents in the study noted relying less on an “ad hoc’ process to prevent or detect data breach incidents and are relying more on policies, procedures and security.
Freezing your credit is the number one way to protect against financial identity theft. If everyone in the country applied for a Credit Freeze, identity thieves would quickly be out of business. At least, a major part of their business. Take 30 minutes and lower your chances of identity theft drastically (see the online Freeze links at the bottom of this post).
To go directly to placing a security freeze on your 3 bureau accounts, page down to the bottom section.
Every time you establish new credit (e.g., open up a new credit card, store account or bank account, finance a car or home loan, etc.), an entry is created in your credit file which is maintained by companies like Experian, Equifax and TransUnion (listed below). The trouble is, with your name, address and social security number, an identity thief can pretend to be you and can establish credit (i.e., spend your net worth) in your name.
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