Discover and Recover Quickly from Identity Theft in 2010
Since you can’t protect yourself 100% from identity theft, make sure that you Monitor the Signs! Heading into a new year people make many resolutions that they may or make not stick with, but protecting your identity should always be a top priority. Here are 3 effective tips to help discover and recover quickly if you become the victim of identity theft:
- Create a Dossier – A dossier is a collection of documents that are stored in a fire-safe and that you regularly review and update. It is a paper summary of your identity as the outside world sees it (businesses, organizations and governments). It is made up of several key documents: your credit report, bank and credit card statements, Social Security statement, wallet photocopies and your password list. Virtually any of your vital documents could be included in your dossier as well (birth certificates, marriage licenses, etc.). A dossier is a place where you can quickly access a complete record of your vital information in case your identity is stolen and you will have the necessary account and phone numbers at hand to cancel credit cards, bank accounts and to file credit disputes. And you can do it quickly.
