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Holiday Security Tips: On the fourth day of Christmas, the experts gave to me, 4 pay solutions!
True or False?
When you use a debit card, funds are more secure because they are drawn directly from your bank.
False. While it’s true that funds are drawn directly from your bank, it actually makes it harder to get the money reimbursed while the issue is being resolved if fraud does occur.
You can receive a reimbursement for debit card fraud up to a year later.
False. Debit cards generally only reimburse fraudulent purchases if you catch them within 60 days.
It is safer to use a credit card than a debit card.
True. When you use a credit card, nothing is withdrawn from your bank account immediately. Pending transactions can take several days to clear. In addition, credit cards uniformly give you more protection than debit cards and your maximum liability is capped at $50.
Posted in Identity Theft Prevention by Identity Theft Speaker John Sileo.
Tags: "High security checks", “Holiday ID Theft”, “Online scams”, “Prevent Identity Theft”, “Preventing Identity Theft”, Black Friday, Checks, Credit Cards, Cyber Monday, Debit Cards, holiday, Holiday Identity Theft, Holiday Scams, holiday security tips, Holiday Shopping, John Sileo, Sileo
Holiday Security Tips: On the third day of Christmas, the experts gave to me, 3 stymied hackers!
Although you may trust the baristas at your local coffee shop to make that perfect Gingerbread Latte, you can’t always trust the person sitting next to you. Hackers can easily tap into Wi-Fi connections at public hot spots to steal your identity information, including credit card and bank account numbers. This can be especially dangerous during the holiday season when “hotspot sniffers” come out of the woodwork using free monitoring apps like Firesheep.
Solution: Stop shopping online using free Wi-Fi hotspots.
If you must shop online while out in public, take the following precautions:
Posted in Identity Theft Prevention by Identity Theft Speaker John Sileo.
Tags: “Holiday ID Theft”, “Online scams”, “Prevent Identity Theft”, “Preventing Identity Theft”, Black Friday, Cyber Monday, holiday, Holiday Identity Theft, Holiday Scams, holiday security tips, Holiday Shopping, John Sileo, Sileo
Holiday Security Tips: On the second day of Christmas, the experts gave to me, 2 shopping tips…
Black Friday and Cyber Monday will be here before you can say “Man, I ate a lot of turkey!” Malls, stores, restaurants and cafés are exceptionally busy places during the holidays. This breeds a perfect environment for data thieves to make off with your identity goodies while you shop, dine or relax. It only takes a second to steal a purse from a shopping cart, a briefcase from your car or a smartphone, iPad or laptop from an unattended café table. Solution: Lighten your load and leave excess identity at home.
- Consider taking only your mobile phone, driver’s license and one or two credit cards with you shopping to minimize the number of identity storage devices you might misplace. If you can fit the items in your pockets, your security increases. If you must have a purse, use one that zips and hangs in front of you, or consider using a backpack that stays on you at all times.
Posted in Identity Theft Prevention, Video Tips by Identity Theft Speaker John Sileo.
Tags: “Holiday ID Theft”, “Online scams”, “Prevent Identity Theft”, “Preventing Identity Theft”, Black Friday, Cyber Monday, holiday, Holiday Identity Theft, Holiday Scams, holiday security tips, Holiday Shopping, John Sileo, Sileo
Holiday Security Tips: On the first day of Christmas, my expert gave to me, the keys to secure my privacy.
If I could give the world a gift this holiday season, it would be to make the world a safer place to trust. You deserve to know whether or not you can trust the politicians you elect, the advice you receive from your doctor and whether or not you can entrust your privacy to the websites and businesses you use every day.
Identity theft, cyber stalking, and “big data” surveillance—these byproducts of the information economy make it hard to rest easy. Every day in the news we hear about another scam, another breach of corporate data that victimizes more than 11 million Americans a year. But you don’t have to be a statistic!
Solution: Give yourself a gift by paying attention to prevention.
Posted in Identity Theft Prevention by Identity Theft Speaker John Sileo.
Tags: “Holiday ID Theft”, “How to Prevent Identity Theft”, “Online scams”, “Prevent Identity Theft”, “Preventing Identity Theft”, Black Friday, Cyber Monday, holiday, Holiday Identity Theft, Holiday Scams, holiday security tips, Holiday Shopping, John Sileo, Sileo
I finally got around to watching the latest 007 installment, Skyfall, and it appears even James Bond has entered into the world of Cyber Crime as he tries to protect a computer drive with a list of British agents from falling into the wrong hands. And like the proverbial victims in a James Bond flick, you and your business data are under assault, even though it may not always be as obvious as getting thrown off a train. Why? Because your business data is profitable to would-be thieves. And for many of those thieves, that data is easy to get and the theft can be next to impossible to trace.
Sony PlayStation Network, Citigroup, Lockheed and several others have seen more than 100 million customer records breached, costing billions in recovery costs and reputation damage. If it can happen to the big boys, it can happen to you. If you don’t have Bond on your side fighting off the villains, take these steps to take to secure your business data:
Posted in Cyber Data Security, Digital Reputation & Trust, Fraud Detection & Prevention, Identity Theft Prevention by Identity Theft Speaker John Sileo.
Tags: "prevention of identity theft", “data breaches”, “How to Prevent Identity Theft”, “Prevent ID Theft”, “Prevent Identity Theft”, “Preventing Identity Theft”, “Prevention of ID Theft”, “security breach”, “wireless data leaks”, Crime, Cyber, Data Breach, data security, Expert, John Sileo, mobile data, Online, Privacy, safety, Scams, Security, Sileo
Holiday Security Tips: On the ninth day of Christmas, the experts gave to me, 9 protected packages
Thieves are on the lookout for the delivery of packages, especially around the holidays. Fed Ex and UPS packages might sit outside for hours, often in plain view from the street, making a mighty tempting target. Not only can thieves grab the precious contents inside, but also the shipping labels often contain personal information the thieves love to get their hands on.
Solution: Ship packages to your work address, a PO Box or require a signature 
If your employer doesn’t mind your receiving packages at work, have them shipped there since someone is generally available during the day (when shipments arrive). If that doesn’t work, consider getting a PO Box at the post office during the holidays. When all else fails, ask to have your packages shipped with signature required so that they aren’t dropped off unless someone is there to sign.
Posted in Identity Theft Prevention by Identity Theft Speaker John Sileo.
Tags: “Holiday ID Theft”, “Online scams”, “Prevent Identity Theft”, “Preventing Identity Theft”, holiday, Holiday Identity Theft, Holiday Scams, holiday security tips, Holiday Shopping, John Sileo, Sileo
