Latest "Identity Theft Prevention" Posts

Identity Theft Prevention this Holiday Season

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AAA Hawaii’s Annual Holiday Season Travel and Shopping Poll of 250 local residents reveals that 76% plan to primarily shop this holiday with credit or debit cards. However, almost four in ten of surveyed shoppers have little or no concern about identity fraud happening to them this holiday shopping season! Identity theft is rampant throughout the holiday season. Over the past 3 years stolen data being used in less than one week jumped from 33% to 71%, meaning that they steal today and shop today.  Identity thieves count on our lackadaisical attitude toward monitoring our wealth.

Posted in Cyber Data Security, Identity Theft Prevention by Identity Theft Speaker .
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Identity Theft Statistics & Holiday Shopping

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Identity theft statistics, dry as melba toast, have something to teach us about shopping this Holiday season. Listening to the media, you would think that the Internet and cybercrime are to blame for most cases of identity theft. They are biased toward technology stories because they are new and interesting (actually, they are starting to get old). If it’s not hackers and phishers, then its war driving and key logging.

But their technological bias is Wrong.

Cybercrime only accounts for 11% of actual identity fraud cases in the latest Javelin study and online shopping accounts for a meager 1%!

Posted in Identity Theft Prevention by Identity Theft Speaker .
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Facebook Email: Putting Every Last Egg in One Basket

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Facebook wants a piece of every social interaction you have, which is why they are poised to offer you a free email account, just like Gmail or Hotmail.

Facebook’s newest features (email and eventually a built-in search engine) are aimed at making their website your one-stop shop for all things internet. Rumor has it that at 10:30am PT, Facebook will offer their existing users email addresses. And millions of existing users will take them up on their offer because it will be cool to have a Facebook email account and because we are all in short supply of email accounts to check 24/7. Other sources are saying that Facebook will soon be offering a search engine as well.

Posted in Fraud Detection & Prevention, Identity Theft Prevention, Online Privacy by Identity Theft Speaker .
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Identity Theft Expert John Sileo on 60 Minutes

During a recent 60 Minutes interview, I was asked off camera to name the Achilles’ heel of an entire country’s data security perspective; what exactly were the country’s greatest weaknesses. The country happened to be New Zealand, a forward-thinking nation smart enough to take preventative steps to avoid the identity theft problems we face in the States. The question was revealing, as was the metaphor they applied to the discussion.

Achilles, an ancient Greek superhero — half human, half god — was in the business of war. His only human quality (and therefore his only exploitable weakness) was his heel, which when pierced by a Trojan arrow brought Achilles to the ground, defeated. From this Greek myth, the Achilles’ Heel has come to symbolize a deadly weakness in spite of overall strength; a weakness that can potentially lead to downfall. As I formulated my thoughts in regard to New Zealand, I realized that the same weaknesses are almost universal — applying equally well to nations, corporations and individuals.

Posted in Fraud Detection & Prevention, Identity Theft Prevention, Online Privacy, Sileo In the News by Identity Theft Speaker .
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Facebook Offers New Deals: The Cost is Your Privacy

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According to TIME Newsfeed, Facebook is taking on a new marketing giant – Groupon. Groupon.com has gained popularity extremely fast  due to the huge discounts they offer users on a daily basis. Their average discount ranges from 50% to 80% off of food, services, shops and entertainment. They boast over 18 million subscribers and have sold over 12 million deals. It is no wonder that Facebook would want a piece of the action — when Groupon featured clothing giant GAP on their site, they sold 400,000 deals, making them $11 million.

But there is a catch: Facebook Deals only goes hand in hand with Facebook Places.  In order to receive the promotions, you have to use their location sharing app and “check in” to get the deal. In other words, to gain the benefits offered by Facebook Deals, you have to sacrifice more privacy. Groupon only asks users for their city location in order to tailor deals to their area. To take advantage of a deal, you must share your address and billing information, and that is done on their secure checkout site.

Posted in Fraud Detection & Prevention, Identity Theft Prevention, Online Privacy by Identity Theft Speaker .
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Celebrity Identity Theft – Fraud from the Inside

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This morning, I delivered a fraud training speech in Beverly Hills. As you can imagine, the famous and the wealthy tend to suffer more than the average person from information overexposure and fraud. They are, after all, public figures, worth a great deal, and the focus of over-zealous fans and media. The rich and famous are the perfect storm for information abuse, and we have much to learn from the way they protect their privacy. Dishonest people want to be them, at least long enough to drain their sizable resources, and their family and friends aren’t often far behind. Identity theft and other types of fraud, unfortunately, allow this fantasy to become a reality in the hands of a clever impostor.

The rich and famous are the perfect storm for information abuse, and we have much to learn from the way the protect their privacy.

Posted in Identity Theft Prevention by Identity Theft Speaker .
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Son of a Breach! 40,000 Student Identities Exposed

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The Social Security numbers, grades, and other personal identity information of over 40,000 former University of Hawaii students were posted online. The information was removed earlier this week, after almost 12 months online.  The University apologized and explained that a faculty member doing a study on student success rates believed the information was being held on a secure server. It was not.

Apparently this was the third such breach that the University has suffered from in the past year. Each incident has increased student concern, and the university promises to beef up network security. It is beginning to look like these are promises that they have little intention of keeping. If the University were serious, they would immediately implement a data privacy awareness program to train staff and students on protecting private and sensitive information. There is no indication beyond empty press releases that they have begun taking even this most basic step.

Posted in Identity Theft Prevention by Identity Theft Speaker .
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Geotag, You’re It! Disabling GPS Coordinates

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Geotagging allows others to track your location even though you don’t know it.

With the increased use of Internet-enabled mobile devices such as the Blackberry, Droid and iPhone, geotagging has seen a huge increase in popularity. When social media users take a picture or video and upload it to their page, they are probably transmitting far more data than they think. With the ability to quickly add GPS information to media, smartphones make geotagging a simple task.

So What is Geotagging?

Simply, geotagging is where location or geographical information, such as your GPS coordinates, are added and embedded to different types of media (.jpg, .mov files, etc.). Invisible to the naked eye and the casual observer, geotags are part of the meta-data, or underlying data about the data, that accompanies each file. Examples of meta-data include when the file was created or modified, by whom, using what device and software. This data is often loaded on to your computer along with the original file.  Browser plug-ins and certain software programs can reveal the location information to anyone who wants to see it.

Posted in Identity Theft Prevention, Online Privacy by Identity Theft Speaker .
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Airlines Facing New Cyberfraud

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Any airline, or any company, for that matter, that hasn’t upgraded their fraud-protection system in the last couple of years is an open book of credit cards and financial information to hackers and thieves. Credit card abuse, where a thief enters a stolen card number on a web site, is the primary source of online fraud. A new type of online fraud specifically targets airlines – a thief hacks into a frequent flier account (which we generally protect with weak passwords) and books a ticket for an unsuspecting second victim (you and your miles being the first), who pays cash for the ticket resold to them by the thief. When you catch on, you go after the victim, not the thief, who is long gone.

Posted in Identity Theft Prevention by Identity Theft Speaker .
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